There is a strange phenomena out there that seems to happen more often than not: warranty phenomena. You know what that is. You buy a car. It has a 3 year warranty. Nothing happens to the car in those 3 years. But the day after the warranty is up, BAM! Your head gasket blows and you need a new one or you cannot drive your car. Cost: $1,000. You buy a computer with a 1 year warranty. Works fine for a year. The week after your warranty expires, so, too, does your computer. You buy a kitchen appliance like a stove or refrigerator. You pay for the extended warranty. This covers you for another 2 years, for a total of 3 years. Your drinks are cold for 3 years. The month after the extended warranty runs out, so does the refrigerant from your fridge- all over your floor. So, now you not only have to get a new fridge, but also a new floor! Personally, I think it's a conspiracy between manufacturers and insurance companies to bilk the public out of money, as if they weren't getting enough of our money already.